Start Smarter (trading as Start Smarter Ltd) magazine and the website is an unregulated product. Information in the magazine and the website is for general information only and is not intended to be relied upon by individual readers in making (or not making) specific investment or business decisions.
Appropriate independent advice should be a obtained before making any such decision. Start Smarter Ltd and its staff to not accept liability for any loss suffered by readers as a result of any investment and business decision.
Your investments are your responsibility
We do not accept any liability for any loss or damage which is incurred from you acting or not acting as a result of reading any of our publications. You acknowledge that you use the information we provide at your own risk.
Information, not advice or recommendations
Our publications do not offer investment advice and nothing in them should be construed as investment advice. Our publications provide information and education for investors who can make their investment decisions without advice.
The information contained in our publications is not, and should not be read as, an offer or recommendation to buy or sell or a solicitation of an offer or recommendation to buy or sell any securities. Our publications are not, and should not be seen as, a recommendation to use any particular investment strategy.
Carry out your own independent research
You should carry out your own independent research before making any investment decision. Our publications do not take the specific needs, investment objectives and financial situation of any particular individual into consideration and any investments mentioned may not be suitable for you. You should not base any investment decision solely on the basis of the information that we publish.
Carry out your own independent verification of facts and data
The information we publish has been obtained from or is based on sources that we believe to be accurate and complete. Although reasonable care has been taken, we cannot guarantee the accuracy or completeness of any information we publish. Any opinions that we publish may be wrong and may change at any time. You should always carry out your own independent verification of facts and data before making any investment decisions.